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Home loans
First home buyer

Buy your first home with confidence with low rates and personal service.

At loans.com.au we make buying your first home simple. We offer personal service from our Australian-based lending managers who are on call to help you with every step along the way.

We also offer super-low interest rates to save you money with no ongoing account keeping fees. We have loans to suit you from stream-lined packages or fully-featured loans to suit all needs.

When you apply for a loan with us, you can have confidence that you are dealing with Australia's largest non-bank lender.

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$50,000 is our minimum borrowing amount for a home loan.
$2,000,000 is our maximum borrowing amount for a home loan.
$1,000,000 is our maximum borrowing amount for a construction loan.
The maximum borrowing amount for a deposit less than 20% is $1,000,000
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Award winning home loans
2018 Mozo Expert's Choice Home Loan Awards
2018 Mozo Expert's Choice Home Loan Awards
Award winning home loans
2018 Mozo Expert's Choice Home Loan Awards
2018 Mozo Expert's Choice Home Loan Awards
2018 CANSTAR 5 Star Rating Outstanding Value
It's as easy as 1, 2, 3...
Apply 1
onTrack to approved 2
Settle & save 3

It's as easy as 1,2,3...

loans.com.au makes borrowing simple so you can refinance your mortgage online with confidence.

Go from application to settlement in three easy steps.

Here's how to lock in a super-low-rate home loan, super-fast.

1
2
3
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Apply

Apply online or on the phone with one of our Australian-based loan specialists.

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onTrack to Approved

It is easy for you to track your application to approval, receive your loan documents and set up online services with our award winning onTrack app.

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Settle and Save

We do everything required for the loan settlement, so you can start saving money.

First home buyer guides

Buying your first home guide

Most people have questions as they start on the home buying journey, so we have pulled together some articles to help you.

From information on our easy steps to apply for a home loan, to advice on pre-approvals and buying a home, you can find it here.

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First home buyer articles

Resource centre videos

Deposit amount

 

Borrowing capacity

 

What is stamp duty?

 

Borrowing power calculator

Not sure where to start or want to know which properties are in your budget? Try our borrowing power calculator to see how much you are eligible to borrow.

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Get property & suburb insights

To help you find the perfect home, we’d like to give you a free loans.com.au Comparative Market Analysis (CMA) property report.

Our reports provide a breakdown of information about the property you are considering, including previous sale prices.

It also offers valuable information about the area, such as median house prices, recent sales figures, and the local community demographics.

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