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Apply for a car loan

It is easy to apply for a car loan with us. This stage should take you less than 3 minutes.

Once you have completed this form, you will be invited to book an appointment with a Lending Specialist to finalise your application.

What do you want the loan for? *

Buying a new car Buying a used car from a dealer Refinancing my car loan

*Dealer sales only

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Have you found a car to purchase? *

Yes No

How will you purchase your vehicle? *

Through a dealer Private sale
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What will your vehicle primarily be used for? *

Personal Business

What is the purchase price? *

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If you don't know, please estimate the value.

Please let us know your personal details.

First Name *

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Middle Name

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Last Name *

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Date of birth *

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Drivers Licence Number

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Phone *

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Email *

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Residential Address *

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Unit#

Street# *

Property Name

Street *

Street types*

Suburb *

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State

Postcode *

Country *

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Are you an Australian citizen or permanent resident?

No Yes

Please tell us more about you and your car loan

How much would you like to borrow? *

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What is your vehicle? *

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Enter Year, Make, Model

Your vehicle must be less than 7 years old.

Select the loan term *

3 Years 4 Years 5 Years
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Number of borrowers *

1 2

Your relationship status is... *

Single In a relationship In a relationship with borrower 2 In a relationship but not with borrower 2

The second borrower's relationship status is... *

Single In a relationship
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How many dependent children do you have? *

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Your employment and income details

Employment basis *

Length of employment *

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Your gross annual salary *

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Is your employer receiving the JobKeeper payment? *

Yes No
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If you need clarification, this should be stated on your payslip.

Do you earn additional income? *

Yes No
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This includes overtime or bonuses

Will you receive any rental income? *

Yes No
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This includes rental income you will earn if you are purchasing an investment property for this loan.

Do you receive any non-taxable income? *

Yes No
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This includes child support or centrelink payments.

Please let us know the personal details for the second borrower.

First Name *

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Middle Name

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Last Name *

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Date of birth *

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Drivers Licence Number

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Phone *

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Email *

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Residential Address *

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Unit#

Street# *

Property Name

Street *

Street types*

Suburb *

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State

Postcode *

Country *

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Are you an Australian citizen or permanent resident?

No Yes

Tell us more about the income for the other borrower.

Their gross annual salary *

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Is your employer receiving the job keeper payment? *

Yes No
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Further information to go here - waiting for credit

Do you earn additional income? *

Yes No
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This includes overtime or bonuses

Will you receive any rental income? *

Yes No
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This includes rental income you will earn if you are purchasing an investment property for this loan.

Do you receive any non-taxable income? *

Yes No
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This includes child support or centrelink payments.

Tell us more about your monthly expenses.

If there is more than one borrower on this loan, this is a combined total of all expenses.

Monthly living expenses *

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We've had a go at estimating your monthly living expenses. If this is incorrect, please update.

Do you have other expenses? *

Yes No
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A combined total of private health care, school fees and childcare expenses

Are you paying rent? *

Yes No
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Do you have any additional loans? *

Yes No
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Combined monthly repayment of mortgage, personal loans and car loans.

Do you have any credit cards? *

Yes No
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Submit your application

By submitting this application, I confirm:

  • The vehicle that is the subject of the application will be used wholly or predominantly for personal use

  • The information that I have provided in this loan application is true and correct

  • I have read the privacy declaration and consent to loans.com.au collecting, using and providing my personal details and credit information to process my loan application in accordance with those terms

I, {{ editObjects.customer.data.firstName }} {{ editObjects.customer.data.lastName }}, consent to loans.com.au verifying my identity through a credit reporting body and to have my identity information verified with the document issuer or official record holder (eg driver's license details verified by the relevant transport authority in your state, that issued the licence). Unclick if you do not consent.

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