$5,000 is our minimum lending limit for a car loan
$100,000 is our maximum lending limit for a personal car loan
$150,000 is our maximum lending limit for a business car loan
most popular
5 years
with max {{cardData['5YearBalloon']}}% balloon
{{cardData.interestRate}} % p.a
{{cardData.comparisionRate}} % p.a
4 years
with max {{cardData['4YearBalloon']}}% balloon
{{cardData.interestRate}} % p.a
{{cardData.comparisionRate}} % p.a
3 years
with max {{cardData['3YearBalloon']}}% balloon
{{cardData.interestRate}} % p.a
{{cardData.comparisionRate}} % p.a

Take out a car loan & you could win

Settle a car loan with loans.com.au and you can have the chance to win a $1,000 fuel gift voucher. Open to customers who settle a car loan with us, until November. Terms and conditions apply.

Why choose us?

Fixed low rates

Enjoy knowing that your repayment won’t change over the life of the loan.

Easy online application

Our online application makes it easy to get a car loan approved within 24 hours.

Award winning

We win awards for our products, innovations and customer service, year after year!

Our awards

loans.com.au is a highly-awarded lender that has been recognised by industry experts.

Customer reviews


New age online loans process

We are so pleased to have chosen loans.com.au for our recent loan. The process from start to finish was easy through the mobile app and online applications. This was followed up with calls from Sio to confirm or help with the loan process. Highly recommended loans.com.au - new age online loans process.

- Cristina N. , August 02, 2020

Ontrack website was easy to use

Brilliant. Kept up to date with everything and the ontrack website was easy to use.

- Ian S. , August 02, 2020

Online doesn't mean impersonal, let's talk!

Just because we’re an online lender, it doesn't mean we don't offer great personal service. In fact, it’s quite the opposite! Our experienced and friendly team of Brisbane-based lenders are here and ready to help you.

We pride ourselves on being available to help you at a time that works for you. Our Car Loans Specialists are just a phone call away and contactable from:

Monday- Thursday 7:30am – 10pm
Friday- 7:30am  6pm
Saturday- 8:30am – 4pm AEST

The team are also available to chat online everyday from 7am to 1am AEST on Live Chat and Facebook Messenger, so we’re here for you when you need it.

Arrange a call

Car loan guides

Compare loans.com.au to the Big 4#

Fixed rate
Fixed rate